VA Benefits: Everything You Need to Know
The Department of Veterans Affairs offers a comprehensive array of benefits to those who have served in the U.S. military. From disability compensation and pension to education, healthcare, and burial benefits, understanding what you've earned is the first step to claiming it. This guide covers every major VA benefit, how to apply, and where to get free help with your claims.
Disability Compensation
VA disability compensation is a tax-free monthly payment for veterans with injuries or diseases that were caused or made worse by military service. Ratings range from 0% to 100% in 10% increments, with 2026 monthly payments ranging from $171.23 (10%) to $3,737.85 (100%). Veterans with dependents receive additional compensation. Special Monthly Compensation (SMC) provides higher rates for specific disabilities.
VA Pension
Wartime veterans aged 65+ or permanently and totally disabled with limited income may qualify for VA pension. The Aid and Attendance benefit provides additional monthly payments for veterans who need help with daily activities. Housebound benefits are available for those substantially confined to their home.
Survivors' Benefits
Dependency and Indemnity Compensation (DIC) provides monthly payments to surviving spouses and children of veterans who died from service-connected conditions. Survivors' Pension is available to low-income surviving spouses and children of wartime veterans. Burial benefits include burial allowances, headstones, and national cemetery burial.
State-Specific Benefits
Most states offer additional benefits to veterans beyond federal programs. Common state benefits include income tax exemptions on military retirement pay, property tax reductions for disabled veterans, vehicle registration fee waivers, hunting and fishing license discounts, and state veteran homes. Benefits vary significantly by state. Select yours below to see what's available.
Filing a Claim
Veterans can file claims online at VA.gov, by phone at 1-800-827-1000, or in person at their local VA Regional Office. Working with an accredited Veterans Service Organization (VSO) like the American Legion, VFW, DAV, or state Department of Veterans Affairs is strongly recommended. Their assistance is free and significantly improves claim outcomes.
Appeals
If you disagree with a VA decision, you have three appeal options: Supplemental Claim (submit new evidence), Higher Level Review (different reviewer, same evidence), or Board of Veterans' Appeals. Each pathway has different timelines and strategies. Free representation for appeals is available through VSOs and accredited attorneys.
Benefits Guides by State
Select a state to find specific benefits resources and programs for veterans.
Northeast
Midwest
Frequently Asked Questions
What are the VA disability rates for 2026?
For 2026, VA disability compensation ranges from $171.23 per month at a 10% rating to $3,737.85 per month at 100% for a veteran with no dependents. Veterans rated 30% or higher receive additional amounts for a spouse, children, or dependent parents. Always confirm current figures on VA.gov before making financial decisions.
Are VA benefits affected by a government shutdown?
VA disability compensation, pension, and GI Bill payments are funded in advance, so they continue during a government shutdown. VA medical centers and clinics also stay open. Some services can slow down, such as new claim processing, regional office support, and call centers, so expect longer waits during a shutdown.
Will VA benefits increase in 2026?
VA compensation and pension rates receive the same annual cost-of-living adjustment (COLA) as Social Security. The adjustment takes effect each December and appears in January payments. Check VA.gov or your state veterans office for the current 2026 COLA percentage and updated pay charts.
How do I check what VA benefits I qualify for?
Start at VA.gov and sign in to view your current benefits, or call 1-800-827-1000. A free accredited Veterans Service Organization (VSO) such as the American Legion, VFW, or DAV can review your service history and identify federal and state benefits you may be missing. State-level benefits vary, so also check your state's veterans affairs department.