New Jersey Housing and Mortgage Finance Agency
NJState housing finance agency providing mortgage assistance, rental programs, and housing resources for New Jersey residents including veterans.
Veteran Housing Assistance in New Jersey
Complete guide to veteran housing programs in New Jersey. Find HUD-VASH vouchers, SSVF rapid re-housing, VA home loans, and state housing assistance for New Jersey veterans.
New Jersey is home to approximately 350,000 veterans, and housing stability remains one of the most critical needs for those transitioning from military to civilian life. Whether you're facing homelessness, seeking affordable housing, or ready to purchase your first home, New Jersey offers federal, state, and local programs designed specifically for veterans.
This guide covers every major housing resource available to New Jersey veterans, from emergency shelter and transitional housing to long-term rental assistance and homeownership programs. Each program includes eligibility details and contact information.
Federal Housing Programs in New Jersey
HUD-VASH (HUD-Veterans Affairs Supportive Housing)
HUD-VASH combines Housing Choice Voucher rental assistance with VA case management and clinical services. In New Jersey, HUD-VASH vouchers are administered through VA New Jersey Health Care System (East Orange, Lyons) and local Public Housing Authorities. The program serves homeless veterans and those at imminent risk, providing both rental subsidies and wraparound support services.
SSVF (Supportive Services for Veteran Families)
SSVF provides rapid re-housing and homelessness prevention for very low-income veteran families in New Jersey. Community-based organizations funded by the VA offer temporary financial assistance for rent, utilities, security deposits, and moving costs, along with case management and connections to local resources.
VA Home Loan Program
The VA Home Loan remains the most powerful homeownership benefit available to New Jersey veterans. Key features include zero down payment, no private mortgage insurance (PMI), competitive interest rates, and no prepayment penalties. VA loans are available through approved lenders throughout New Jersey.
State Housing Programs
New Jersey Housing and Mortgage Finance Agency offers veterans programs. The state operates three New Jersey Veterans Memorial Homes in Menlo Park, Paramus, and Vineland. NJ provides full property tax exemption for 100% disabled veterans
Property Tax Benefits
New Jersey provides full exemption for 100% disabled. Contact your county assessor's office or the New Jersey Department of Military and Veterans Affairs for eligibility details and application assistance.
VA Facilities Serving New Jersey Veterans
- VA New Jersey Health Care System (East Orange, Lyons)
New Jersey has 12+ community-based outpatient clinics (CBOCs) providing local access to VA services including housing assistance referrals.
Getting Help Now
If you're a New Jersey veteran facing a housing crisis, take these steps immediately:
- Call the National Call Center for Homeless Veterans: 1-877-424-3838 (available 24/7)
- Contact VA New Jersey Health Care System (East Orange, Lyons) and ask for the Homeless Veterans Services coordinator
- Reach out to local SSVF providers for rapid re-housing assistance
- Contact the DMAVA for state-specific housing programs and referrals
Housing Resources in New Jersey
Frequently Asked Questions
- What housing programs are available for veterans in New Jersey?
- New Jersey veterans have access to HUD-VASH vouchers, SSVF rapid re-housing, VA home loans with zero down payment, and state programs including New Jersey Housing and Mortgage Finance Agency offers veterans programs.
- How do I apply for a VA home loan in New Jersey?
- Apply for a Certificate of Eligibility (COE) through VA.gov or call 1-877-827-3702. Then work with a VA-approved lender in New Jersey. VA loans offer zero down payment, no PMI, and competitive rates.
- What property tax benefits do New Jersey veterans receive?
- New Jersey provides full exemption for 100% disabled. Contact your local county assessor or the DMAVA for details.
- Where can homeless veterans get help in New Jersey?
- Call the National Homeless Veterans Hotline at 1-877-424-3838 (24/7). Contact VA New Jersey Health Care System (East Orange, Lyons) for local services. SSVF providers in New Jersey offer rapid re-housing and prevention assistance.
- What is the DMAVA and how can they help with housing?
- The New Jersey Department of Military and Veterans Affairs (DMAVA) administers state-specific veteran programs and can connect you with housing resources, benefits counseling, and emergency assistance in New Jersey.
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New Jersey Housing and Mortgage Finance Agency
NJState housing finance agency providing mortgage assistance, rental programs, and housing resources for New Jersey residents including veterans.